Tax Tips for Students Working Summer Jobs

A summer job is a great way to earn extra money, build your resume, and learn real-world skills. But don’t forget—if you’re working, taxes are part of the deal.

Here are some updated tips to help students stay on track with taxes this summer:

1. Track Your Hours
Whether you’re scooping ice cream or working retail, keep a clear record of your work hours. Use a notes app, spreadsheet, or time-tracking tool. It helps when checking your pay and later when filing taxes.
2. Watch Your Paychecks
Make sure you’re getting paid for all the time you worked. If something doesn’t add up, don’t be afraid to ask your employer. Mistakes happen, and it’s your right to be paid correctly.
3. Save Pay Stubs or Payment Records
Whether you’re an employee or paid as an independent contractor, hang on to all your pay records. They’ll help you report your income and see if taxes were already withheld.
4. Know If You Need a W-2 or W-9
If you’re an employee, your employer should send you a W-2 in January.

If you’re doing freelance or gig work, you might need to fill out a W-9 instead. This means you’re an independent contractor and responsible for your own taxes.

5. You Might Still Need to File a Tax Return
Even if you didn’t earn a lot, you may need to file a tax return—or you might get money back. If federal or state taxes were withheld, filing could get you a refund.
6. Don’t Miss the Deadline
If you can’t get your tax return in by the April deadline, you can file for a six-month extension. Just remember: an extension to file doesn’t delay your tax payment if you owe.
7. Ask for Help When You Need It
Taxes can feel overwhelming, even for adults. If you have questions or a more complex situation (like self-employment or multiple jobs), talk to a tax professional.

Let’s Keep It Simple

Summer jobs are a big step toward independence—but they also come with tax responsibilities. Staying organized now can save you stress later.

If you’re not sure what to do next, Jennifer at Walker Tax Relief is here to help. She works with students and families to make taxes easier to understand—and easier to manage.
Reach out any time. You don’t have to figure it out alone.